Enquire on Personal Lines Insurance – Household Insurance
Whether you own and live in your own house or stay in rented accommodation, there is a comprehensive homeowners and householders insurance package that can be tailored to provide coverage to suit your individual needs.
We would be pleased to provide you with a household insurance quotation and there is a wide range of coverage available for coverage on:
Buildings (Section 1) covering against named perils, for example fire, lightning, explosion, earthquake, storm, etc.
Contents (Section 2) covering against “All Risks” of accidental loss or damage while they are in your home.
Personal Effects (Section 3) covering against accidental loss or damage and theft of your personal possessions taken out of the home and when you go abroad on holiday, including clothing, jewellery, sports equipment, cameras, luggage, mobile phones, laptop computer and the like. Items exceeding Baht 25,000 need to be declared along with values on all mobile phones, electronic devices, watches, jewellery, cameras and valuables.
Personal Accident (Section 4) covering loss arising from bodily injury to you or your family members caused by an accident giving rise to death, dismemberment or total permanent disability.
Personal Liability (Section 5) covering all sums which you shall become legally liable to pay for compensation in respect of third party bodily injury or third party property damage up to Baht 5,000,000 any one occurrence.
Workmen’s Compensation (Section 6) covering your legal liability for injury or sickness which you may cause to your domestic servants and drivers according to Thai Labour Law.
It is not compulsory to purchase all sections, only those you consider appropriate for your needs and exposure. There is a minimum annual premium of Baht 5,000 per policy (not per section), and actual premium to you will be determined by the sections you take, and the sums insured selected.
Please do complete the form below, and we undertake to get back to you with 2 working days with a quotation and coverage details.