Thank you for approaching us for a motor insurance quotation. There are several classes of motor insurance available in the market and which can be briefly summarised as this:
Enquire on Personal Lines Insurance – Motor Insurance
- First class: Essentially comprehensive, fire and theft, including third party liability insurance.
- Second class: Being insurance for third party liability, fire and theft.
- Third class: Third party liability only (no cover for your own vehicle).
For Classes 2 and 3, coverage can be enhanced to include damage to your own vehicle arising from collision with another land vehicle, a car, truck or motorcycle, but not an object nor a bicycle; this becomes class 2+ or class 3+.
Discounts are available if the vehicle drivers are named (limited to two drivers, and dates of birth are required) and if a deductible (self-insured excess) is carried.
Please provide information as requested below and we shall get back to you within two working days with a motor insurance quotation.